What's the difference between a stock and a bond?

A stock represents ownership in a company. When you buy a stock, you become a shareholder and may receive a portion of the company's profits in the form of dividends. A bond is a loan made by an investor to a borrower typically a corporation or government). The bond issuer agrees to pay you back the principal amount plus interest over a specific period.

What is difference between rajegroupholdings and rajegroupllc?

The rajegroup holdings is for institutional investors whereas rajegroup llc is basically for small,midcap and for retail investors.

How can I improve my credit score?

To improve your credit score, focus on paying bills on time, keeping your credit utilization low (ideally under 30% of your available credit), and avoiding opening too many new credit accounts at once.

What is diversification in investing?

Diversification is the practice of spreading your investments across various assets (e.g., stocks, bonds, real estate) to reduce risk. The idea is that if one investment performs poorly, others may perform well, mitigating overall losses.

🏡 Real Estate

What is a mortgage?

A mortgage is a loan used to purchase a home. The property itself serves as collateral for the loan, meaning the lender can seize the home if the borrower fails to make payments.

What's the difference between a real estate agent and a broker?

A real estate agent is licensed to help people buy and sell properties. A real estate broker has a higher level of licensing and can work independently or manage their own firm with other agents working for them.